Business Lending of Folsom Lake Bank – Folsom, CA

Folsom Lake BankFolsom Lake Bank offers both short-term loans like working capital requirements and permanent financing needs of your business. You may get help at the bank in overdraft protection as Folsom Lake Bank’s Overdraft Protection Line takes care of that. Loan funds may be transferred to your checking account.

Business Lines of Credit is one of the products too. If you need financing your business’s seasonal activity, growth in trading assets, taking advantage of attractive purchasing opportunities, Folsom Lake Bank will be available to structure a line of credit as needed.

As for Business Term Loans, there are three to seven-year term loans for purchases of vehicles, machinery, equipment, and other fixed assets. The service from Folsom Lake Bank will be available all the time to help you while your business grows.

In the case of Real Estate Loans, the services in both construction and term real estate financing are provided. The loans are offered to finance the construction, tenant improvements, development, acquisition, and long-term financing of commercial properties such as office buildings, industrial , and retail.

Besides the following services are provided too include Construction Financing which can be used for retail or industrial buildings, custom-built homes or office, Commercial Real Estate in which case Folsom Lake Bank can provide permanent financing for commercial, industrial and multi-family properties, and other Loan Services which Folsom Lake Bank provides directly or in partnership with others such as SBA 7A and 504 Loans, Domestic Letters of Credit, Business Leases, and Business Credit Cards etc.


You may have faith in this bank based on the fact that formed in 2006, the bank has raised $15.9 million in capital, spread across 406 shareholders from the Granite Bay, El Dorado Hills, Folsom and the surrounding communities.


  • 905 Sutter Street, Suite 100, Folsom, CA 95630, 916-985-8700
  • 2233 Douglas Blvd., Roseville Ca. 95661, 916-784-0300

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