Business Loans of Heritage Oaks Bank – Paso Robles, CA

Heritage Oaks BankAt Heritage Oaks Bank, you may be secured with a loan or line of credit for starting a business, moving into new markets, expanding the workforce, or addressing a temporary setback. The services and products go as follows:

SBA services based on fixed or variable rates including lines of credit or terms loans, government-guaranteed lending, and commercial and equipment.

Commercial real estate loans of up to 90% of real estate value with fixed or variable rates and flexible repayment plans offering funds for acquisition or refinancing.

Agribusiness banking for local experts including lines of credit for season needs, farm & land mortgages, and financing for crops, orchards, winery & vineyards.

Business moneyplus for equipment leasing with amounts from $1,000 to $50,000 but without collateral.

Commercial & equipment with fixed or variable rates but flexible fee structure and repayment plans.

Commercial lines of credit for a variety of commercial and professional uses.


Heritage Oaks Bank has 11 locations on the Central Coast and one in Santa Barbara. Heritage Oaks Bank is its largest public community bank. Besides Santa Barbara Division, Business First Bank founded in 2007, the bank has branches in Paso Robles, CA founded in 1983, in Paso Robles in 1994, in San Luis Obispo in 1996, in Cambria in 1997, in Atascadero in 1999, in Arroyo Grande in 2000, in Santa Maria in 2002, and in Templeton in 2006.


  • 545 12th Street, Paso Robles, CA 93446, 805-369-5200
  • 400 South River Road, Paso Robles, CA 93446, 805-369-5299
  • 1222 Vine Street, Paso Robles, CA 93446, 805-369-5200
  • 1255 Las Tablas Road, Suite 101, Templeton, CA 93465, 805-369-5190
  • 1276 Tamson Drive, Cambria, CA 93428, 805-927-1135
  • 898 Morro Bay Blvd, Morro Bay, CA 93442, 805-771-1950
  • 9900 El Camino Real, Atascadero, CA 93422, 805-369-5007
  • 1501 Froom Ranch Way, San Luis Obispo, CA 93405, 805-549-8600
  • 1135 Santa Rosa Road, San Luis Obispo, CA 93401, 805-544-7200
  • 1255 East Grand Avenue, Arroyo Grande, CA 93420, 805-489-5260
  • 361 Town Center West, Santa Maria, CA 93458, 805-346-8000
  • 2339 South Broadway, Santa Maria, CA 93454, 805-621-5400
  • 1035 State Street, Santa Barbara, CA 93101, 805-899-4300
  • 5738 Calle Real, Goleta, CA 93117
  • Topa Financial Plaza, 300 E. Esplanade Drive, Suite 105, Oxnard, CA 93036, 805-919-1717

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