Commercial Working Loans and Commercial Real Estate Loans are offered by EverTrust. Working Capital Loans are generally shorter than one year and repay from cash flow. This kind of loans can satisfy the needs of the borrowers within their ability to pay back. As for Commercial Real Estate Loans, they are mostly secured by commercial real estate with the purpose of purchasing or carrying the real estate.
The sub-loans of Commercial Real Estate Loans include Construction Loans which are used by constructors for their construction programs, International Trade Finance Loans for which letters of credit and letters of the issuance of both commercial and standby letters of credit are supplied with the help of the EverTrust Bank, Small Business Administration Loans which serve the small and growing businesses perfectly well, and Residential Mortgage Brokerage Program which is collateralized by one-to-four-family dwelling.
Founded in 1995 by Chinese bankers and entrepreneurs, EverTrust Bank is a subsidiary of Industrial Bank of Taiwan (IBT) with the assets of US$532 million by December 2012. The Bank mainly offers service to Chinese businesses in California providing deposit services, construction loans, commercial real estate, trade finance, and C&I. There are six branches located in City of Industry, Alhambra, Irvine, Rosemead, Cupertino and Arcadia, respectively.
- Website: http://evertrustbank.com/
- E-mail: firstname.lastname@example.org
- 2 North Lake Ave. Suite 1030, Pasadena, CA 91101, 626-993-3800
- 2 North Lake Ave. Suite 110, Pasadena, CA 91101, 626-993-3800
- 1600 South Azusa Ave. City of Industry, CA 91748, 626-854-9700
- 200 S. Garfield Ave. #100, Alhambra, CA 91801, 626-979-4100
- 14250 Culver Dr. #C, Irvine, CA 92604, 949-552-9800
- 3640 Rosemead Blvd. Rosemead, CA 91770, 626-656-1100
- 20510 Stevens Creek Blvd. Cupertino, CA 95014 ATM, 408-207-0010
- 1228 S. Baldwin Ave. Arcadia, CA 91007, 626-566-2888