Home Mortgages of Golden Valley Bank – Chico, CA

Golden Valley BankAt Golden Valley Bank, the home mortgages are provided such as the service of No Closing Costs loan program where the customary closing costs for a mortgage loan is provided free of charge such as Flood Certification & Monitoring, Notary, Escrow, Loan Documentation, Loan Origination, Tax Service, Courier Expense, Title Insurance, Reconveyance Tracking, Credit Report, and Appraisal etc.

Meanwhile there are Fixed Rate Mortgage and Adjustable Rate Mortgage (ARM). For Fixed Rate Mortgages, the interest rate and term won’t change throughout the life of the loan. The interest payments are also constant. As for ARM, it is a 30-year adjustable-rate mortgage with the first adjustment at one, three, five, or seven years, offering an initial rate lower than a traditional 30-year fixed-rate mortgage.



  • 190 Cohasset Road, Suite 170, Chico, CA 95926, 530-894-1000
  • 2515 Park Marina Dr., Suite 204, Redding, CA 96001, 530-244-2936

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