SBA Loans of First Northern Bank of Dixon – Sacramento, CA

First Northern Bank of DixonFirst Northern Bank provides SBA financing to local business and it is an SBA ‘Preferred Lender’. SBA 7(a) loans and SBA 504 loans are offered at the bank. The needs can be satisfied at the bank such as purchase, improvements, construction, inventory purchase, machinery & equipment, commercial and real estate.

To obtain an SBA loan, you are required to be a for-profit organization (other loan programs are available for non-profit organizations) and independently owned one. If you are purchasing the building, the commercial real estate must be 51% occupied by your business. If you are constructing the building, the commercial real estate must be 60% occupied by your business. You are supposed to offer the service that varies by industry from $5.0 million to $25 million in revenue. For wholesaling, you have to be equipped with up to 100 employees, and for manufacturing it may vary by industry from 500 to 1,500 employees.

The SBA 7(a) Loan Program can meet a variety of business needs such as the startup of a small business, the purchase of a small business, business expansion capital, commercial real estate acquisition, or equipment purchases etc.

The SBA 504 Loan Program offers fixed-rate, long-term, subordinate mortgage financing for acquisitions and/or renovation of capital assets including equipment, buildings, and land.

About

Founded in 1910, First Northern Bank has been committed to its roods to meet the personalized needs. It provides SBA, real estate, commercial, agricultural and consumer loans, as well as non-FDIC insured investment and brokerage products and services in 10 branches located in Dixon, Winters, Downtown Sacramento, Roseville, Auburn, Davis, West Sacramento, Vacaville, Fairfield, and Woodland. It has Real Estate Mortgage Loan Offices in Davis and Roseville, and an Asset Management & Trust Department in Sacramento.

Locations

  • 1007 7th St., Ste. M100, Sacramento, CA 95814, 916-325-0050
  • 390 Elm Avenue, Auburn, CA 95603, 530-885-5009
  • 434 Second St., Davis, CA 95616, 530-758-7500
  • 508 Second St. Suite #102, Davis, CA 530-756-5814
  • 508 Second St. Suite #104, Davis, CA, 530-753-1585
  • 195 N. First St., Dixon, CA 95620, 707-678-4422
  • 2175 N. California Blvd. Suite 310, Walnut Creek , CA 94596, 925-482-1580
  • 1455 Oliver Rd., Fairfield, CA 94534, 707-425-2900
  • 2150 Douglas Blvd. Ste. 260, Roseville, CA 95661, 916-787-8510
  • 700 J St., Sacramento, CA 95814, 916-447-9000
  • 555 Mason St. Ste. 100, Vacaville, CA 95688, 707-447-8600
  • 1300 Harbor Blvd., West Sacramento, CA 95691, 916-372-1023
  • 1550 Harbor Blvd, Suite #104, West Sacramento, CA, 916-376-8600
  • 48 Main St., Winters, CA 95694, 530-795-4501
  • 11 W. Court St. Ste. A, Woodland, CA 95695, 530-661-6000

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