For those who have been denied to open a new checking account at most of banks and credit unions due to their poor history of credit, negative EWS records or Chexsystems record, the second chance banking is a great alternative option. And here are some listings of second chance banks and credit unions by states.
Here is the directory of such great financial institutions. Just click your state and get the banks and credit unions in your local area.
Note that some of these credit unions or banks may not use Chexsystems. And some of them may run EWS or ChexSystems on the 2nd chance checking account approval. And if you find there is some wrong, please make a comment here. So, I can update the listings.