Non Chexsystems Banks and Credit Unions in California

Here’s a list of Credit Unions and banks in California reported to not use any chexsystems service and offer second chance checking accounts. If you are one of those who have been listed in Chexsystems, you are strongly suggested to try these banks. Note that I can’t guarantee your approval. So you have to try the list by yourself. And you are suggested to apply for 2nd chance checking accounts if you have been reported to Chexsystems.

List of Banks Do not Use Chexsystems

All of the financial institutions listed here can work with those with a poor history of credit or other suspicion of fraud. These non ChexSystems banks and credit unions in CA offer 2nd chance banking in CA without considering the Chexsystems report.

Compass Bank: Angels Camp, Atwater, Burlingame, Campbell, Riverside, Quail Valley, Carlsbad, Modesto, Lodi, Corona, Desert Hot Springs, Hemet, Elk Grove, Escalon, Fremont, Fresno, Colton, Riverside, CA

Priority One Credit UnionSouth Pasadena, Los Angeles, CA

OneUnited Bank: Los Angeles, Pasadena, Compton, CA

Allied Credit Union: Sunnyvale, San Jose and Fremont, CA.

E-Central Credit UnionPasadena, Los Angeles, CA

Farmers Insurance Group Federal Credit UnionWoodland Hills, Pleasanton, Merced, Los Angeles, Agoura Hills, CA

Energy One Federal Credit Union: Bakersfield and Los Angeles, California .

Financial Partners Credit UnionAliso Viejo, Brea, Canoga Park, Downey, Huntington Beach, Orange, Seal Beach, Woodland Hills, CA

Kaiperm North Bay Federal Credit UnionVallejo, CA

Ventura County Credit UnionVentura, Port Hueneme, Oxnard, Camarillo, Thousand Oaks, Simi Valley, CA

Western Federal Credit UnionCamarillo, Santa Ana, Carson, Oxnard, Hawthorne, Temecula, Huntington Beach, San Bruno, Irvine, San Diego,Los Angeles, Oakland, Redondo Beach, Torrance, CA

Los Angeles Federal Credit UnionSan Fernando, Los Angeles, Glendale, Culver City,  and El Monte, CA.

Mid Cities Financial Credit UnionCompton, CA

Alta Vista Credit UnionRedlands, San Bernardino, Rialto, CA

Heritage Community Credit Union: Folsom, Mather, Rancho Cordova, Mather, Sacramento, Fair Oaks, CA

Alliance Credit Union: San Jose, Fremont, Sunnyvale, CA

Allied Healthcare Federal Credit UnionLong Beach, Lynwood, Irvine, CA

CoastHills Federal Credit UnionLompoc, Vandenberg Village, Orcutt, Santa Maria, Nipomo, Five Cities, San Luis Obispo, Paso Robles, Atascadero, CA

CD Federal Credit Union: Redondo Beach,  Los Angeles, San Diego, Oakland, Santa Ana and San Bruno, CA.

Central State Credit UnionLodi, Stockton and San Andreas, CA.

Southland Credit UnionDowney, Los Alamitos, Garden Grove, Santa Monica, CA

Premier America Credit UnionChatsworth, Santa Monica, Simi Valley, Thousand Oaks, Valencia, Woodland Hills, Westlake Village, Woodland Hills, Houston, CA

Foothill Federal Credit Union: Glendora,  Arcadia and Covina, CA.

Kern Federal Credit Union: Bakersfield, CA.

Other Good Financial Institutions in CA

Bank Of The West(some branches)

  • Website: https://www.bankofthewest.com/
  • Online Banking: Support
  • Branch Locations List: Rancho Cucamonga, Chino, Covina, West Covina, Baldwin Park

US Bank(some branches)

  • Website: http://www.usbank.com/
  • Online Banking: Support
  • Branch Locations List: Rancho Cucamonga, Alta Loma, Ontario, Upland

Broadway Federal Bank(some branches)

  • Website: http://www.broadwayfed.com/
  • Online Banking: Support
  • Branch Locations List:

Fort Sill National Bank(some branches)

  • Website: http://www.fsnb.com/
  • Online Banking: Support
  • Branch Locations List: Oklahoma

Union Bank of California

  • Website: https://www.unionbank.com/
  • Online Banking: Support
  • Branch Locations List:

Armed Forces Bank

  • Site: https://www.afbank.com/
  • Online Banking: Support
  • Branch Locations: Edwards AFB, Fort Irwin, Fort Irwin, NAS Lemoore, Fort Irwin, Port Hueneme, San Diego, Travis AFB, Travis, Vandenberg

Bank of America

  • Site: https://www.bankofamerica.com/
  • Online Banking: Support
  • Branch Locations: Adelanto, Agoura, Alameda, Alamo, Albany, Alhambra, Aliso Viejo, Alta Loma, Altadena, Alturas, American Canyon, Anaheim, Anderson, Antioch, Apple Valley, Aptos, Arcadia, Arcata, Arnold, Arroyo Grande, Arvin, Atascadero, Atwater, Auburn, Azusa, Bakersfield, Baldwin Park, Banning, Barstow, Beaumont, Bell, Bell Gardens, Bellflower, Belmont, Benicia, Berkeley, Beverly Hills, Bishop, Bonita, Boulder Creek

Butte Federal Credit Union

  • Website: http://buttefcu.org/
  • Online Banking: Support
  • Branch Locations List: Biggs, Oroville, Chico

California Coast Credit Union

  • Website: http://www.calcoastcu.org/
  • Online Banking: Support
  • Branch Locations List: San Diego

CoastHills Federal Credit Union

  • Branch Locations List: Lompoc, Vandenberg Village, Orcutt, Crossroads, Santa Maria, Nipomo, Five Cities, San Luis Obispo, Atascadero, Paso Robles

San Mateo Credit Union

  • Website: http://www.smcu.org/
  • Online Banking: Support
  • Branch Locations List: Redwood City, San Mateo, Daly City, East Palo Alto, Redwood City, Palo Alto

Southland Credit Union

  • Website: http://southlandcu.org
  • Online Banking: Support
  • Branch Locations List: Downey

California Credit Union

  • Website: https://www.californiacu.org
  • Online Banking: Support
  • Branch Locations List:

Schools First Federal Credit Union

  • Website: https://www.schoolsfirstfcu.org/
  • Online Banking: Support
  • Branch Locations List:

Wescom Credit Union

  • Website: https://www.wescom.org/
  • Online Banking: Support
  • Branch Locations List: Buena Park, Buena Park, Chino Hills, Chino Hills, Corona, Costa Mesa, Culver City, Downey, Glendora, Hawthorne, Irvine, Laguna Niguel, Laguna Niguel, La Habra, Los Angeles, Ontario, Orange, Oxnard, Palmdale, Pasadena, Redlands, Riverside, Sherman Oaks, Sherman Oaks, Signal Hill, Simi Valley, Stevenson Ranch

Golden1 Credit Union

  • Website: https://www.golden1.com
  • Online Banking: Support
  • Branch Locations List: Sacramento, Atascadero, Auburn, Bakersfield, Carmichael, Chico, Fresno, Hayward, Ione, San Mateo, Los Angeles, Lincoln, Modesto, Napa, Oakhurst, Oakland, Placerville, Redding, Roseville, Goleta, San Jose, Tracy, Susanville, Woodland, Yuba City

Related posts:

Westamerica Bank Offers Personal Loans
How about First Northern Bank's Auto Loans
Small Business Loans and Credit Unions in California

12 Responses to Non Chexsystems Banks and Credit Unions in California

  1. rob says:

    Some of these banks do chex systems.

  2. Fred says:

    Both Union Bank and Southland Credit Union use Chexsystems.

  3. David says:

    I checked like 4 of these banks. They all use chexsytems!

    • admin says:

      I’m sorry for that. As you know, some of website content should be updated now because some banks choose to use Chexsystems now. But they do not before.

      And you are suggested to try 2nd chance checking. Here is a website may help you:
      http://www.ethumb.org/

  4. Ugh says:

    Golden 1 just closed me down for being on ChexSystems.

  5. mike says:

    I just won a $500,000 jackpot at Indian casino in order for me to get the money I need a bank account,but I’m in chexsystem for fraud.. I need to get a bank account please help!!

  6. Bob says:

    I was just paid $150,000 to suck a fat guy’s penis. I need a bank.

  7. Carlos says:

    Compass and Allied Credit Union use Chexsystems. I was turned down by them yesterday

  8. Carlos says:

    Alliance as well

  9. Damien Harrison says:

    Go bank

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