Non Chexsystems Banks and Credit Unions in Florida

Young Americans BankAre you still looking for those banks or credit unions not using Chexsystems in FL? All of the financial institutions listed  can work with those with a poor history of credit or other suspicion of fraud. These non ChexSystems banks and credit unions in Florida offer 2nd chance banking in Florida without considering the Chexsystems report. 

Of course, it is not guaranteed that the list is 100% OK. But you are highly suggested call and verify the listing before your applying. Note that, some of these financial institutions may choose to check the consumer credit report.

List of Non Chexsystems Banks in FL

Here is the complete list of Banks and Credit Unions which do not use any chexsystems service for new 2nd chance checking accounts verification in FL. If you have failed to get a new bank account because of being listed in Chexsystem, please check these lists out and have try.

MCcoy Federal Credit Union: Oviedo, Apopka, Orlando, Clermont, Ocoee, Kissimmee, FL

Okaloosa County Teachers Federal Credit Union: Crestview, Fort Walton Beach, Baker, Niceville, Laurel Hill, FL

One South Bank: Chipley, Florida

Central Florida Postal Credit Union: Orlando, Florida

Urban Trust BankPalmetto, Saint Cloud, Lake Mary, Bartow, Jacksonville, Orange Park, Bradenton, Brandon, Leesburg, Port Orange, Gibsonton, Kissimmee, Lakeland, Ocala, Osprey, Sanford, Orlando, Lake Mary, FL

Community First Credit Union of FloridaJacksonville, FL

1st National Bank of South FloridaPrinceton, Homestead, Palmetto Bay, Miami, Homestead, FL.

Republic BankHudson, Palm Harbor, Port Richey, Temple Terrace, FL

San Antonio Citizens Federal Credit Union: San Antonio, Dade City, Zephyrhills, FL

Central Credit Union of FloridaPensacola, Panama City, FL

Compass Financial Federal Credit Union: Medley, Florida

First Florida Credit UnionJacksonville, St Johns, Tallahassee, Tallahassee, Orlando, Pembroke Park, Miami, FL

Gold Coast Federal Credit UnionWest Palm Beach, Royal Palm Beach, Belle Glade, St. Lucie, Boynton Beach, Palm Beach Gardens, FL

Members First Credit Union of Florida: Pensacola and Pace, FL. 

Atlantic Coast BankJacksonville Beach,  FL

Center State BankAlachua, Citrus, Duval, Hendry, Hernando, Hillsborough, Indian River, Lake, Marion, Okeechobee, Orange, Osceola, Pasco, Polk, Putnam, Seminole, St. Lucie, Sumter, Volusia, FL

South Florida Educational Federal Credit Union: Miami, FL

Gulf Winds Federal Credit UnionPensacola, Crawfordville, Gulf Breeze, Milton, Pensacola, Tallahassee, FL

City Credit UnionFort Lauderdale, FL

Jetstream Federal Credit Union: Doral, Hialeah, Coconut Grove, Miami Lakes,  Miami, FL

Orlando Federal Credit Union: Orlando, FL

OneUnited Bank: Miami, FL

City-County Employees Credit Union: Clearwater, FL

JAX Federal Credit Union: Atlantic Beach, Hilliard, Orange Park, Jacksonville, FL

List of  Other Good Credit Unions and Banks in FL

First Coast Community Bank

Site: https://www.fccbank.com/
Online Banking: Support
Branch Locations: Fernandina Beach, Yulee

Republic Bank and Trust Company

Site: http://www.republicbank.com/
Online Banking: Support
Branch Locations: Hudson, Palm Harbor, Port Richey, Temple Terrace

Southern Commerce Bank

Site: https://www.sc-bank.com/
Online Banking: Support
Branch Locations: Bradenton, Clearwater, Coconut Creek, Daytona Beach, Fort Pierce, Gainesville, Jacksonville, Port St Lucie, Punta Gorda, Seminole, Tampa

Urban Trust Bank

Site: https://www.urbantrustbank.com/
Online Banking: Support
Branch Locations: Goldenrod , Goldwyn, Kirkman, Kissimmee, Lakeland, Leesburg, Ocala, Port Orange, Sanford, St. Cloud, Bartow, Bradenton, Brandon, Gibsonton, Lake Wales, Naples, Osprey, Palmetto, Sebring, Winter Haven, Orange Park, Jacksonville, Jacksonville Beach, Jacksonville Southside

ABC Bancorp

Site: http://www.amerisbank.com/
Online Banking: Support
Branch Locations: Crawfordville, Fleming Island, Jacksonville, Newberry, Fleming Island, Tallahassee, Trenton

CityNational Bank

Site: http://www.citynational.com/
Online Banking: Support
Branch Locations: Aventura, Boca Raton, Coral Gables, Coral Springs

Colonial Bank

Site: http://www.bbt.com/
Online Banking: Support
Branch Locations: ALTAMONTE SPRINGS, LONGWOOD, APOPKA, MAITLAND, WINTER PARK

United Bank

Site: http://www.unitedbank.com/
Online Banking: Support
Branch Locations: Atmore, Bay Minette , Bay Minette, Eastern Shore Centre, Flomaton, Foley, Frisco City, Jay, Lillian, Loxley, Magnolia Springs, Milton, Monroeville, Pace, Silverhill, Summerdale

1st National Bank

Site: http://www.1stnatbank.com
Online Banking: Support
Branch Locations: Princeton, Homestead, Miami,

Armed Forces Bank

Site: https://www.afbank.com/
Online Banking: Support
Branch Locations: MacDill AFB, Tyndall AFB

CFE Federal Credit Union

Site: https://mycfe.com/
Visit Now: Click This
Online Banking: Support
Branch Locations: Apopka, Clermont, East Orlando, Fern Park, Forest City, Kissimmee, Lake Mary, Leesburg, MetroWest, Oviedo, Pine Hills, Sanford, South Orlando, St. Cloud, Weber, Winter Garden, UCF Campus, UCF Challenger, UCF Commons

Elgin Federal Credit Union

Site: https://www.eglinfcu.org/
Online Banking: Support
Branch Locations: Niceville, Destin, Eglin AFB, Ft Walton Beach, Mary Esther, Navarre, Crestview, Crestview

Florida Credit Union

Site: http://www.flcu.org/
Online Banking: Support
Branch Locations: Starke Branch, Country Oaks, Ocala, OCALA, LAKE CITY, Gainesville,

Jax Federal Credit Union

Site: https://www.jaxfcu.org/
Online Banking: Support
Branch Locations: Jacksonville,Orange Park, Atlantic Beach, Hilliard,

Florida State Employees Federal Credit Union

Site: http://www.fsefcu.org/
Visit Now: Click This
Online Banking: Not Support
Branch Locations: Pensacola, Milton,

University Credit Union

Site: http://ucumiami.org/
Online Banking: Support
Branch Locations: Miami, Coral Gables, North Miami, Palmetto Bay,

Members First Credit Union

Site: http://www.membersfirstfl.org
Online Banking: Support
Branch Locations: Pensacola, Pace

Peoples Credit Union

Site: http://www.peopcu.org/
Online Banking: Support
Branch Locations: North Miami, Hialeah, Pembroke Pines, Miami, North Miami, Miami Beach

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3 Responses to Non Chexsystems Banks and Credit Unions in Florida

  1. Liss says:

    Gold coast credit union

  2. Israel nunez says:

    Hi I was denied by you guys after I applied. I am disappointed because I thought you guys are a second chance banking company

  3. Sebastain says:

    Republic bank sucks and shouldn’t be on this list because they denied me an account because of chexsystems. I tried to open up a business account and my company is an LLC and they still wanted my SSN and didn’t care for my FEIN.

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