Non Chexsystems Banks in Texas – Location Details

Non Chexsystems Banks and Credit Unions in TexasSo, if you are considering second chance banking, these banks and credit unions in Texas are highly recommended. All of them do not use any chexsystems service for new account verification.  So, if you are looking for 2nd chance banking accounts, here is also some useful information for you:  Note that, If you find some banks wrongly listed here, please let me know. Thanks.

List of Banks and Credit Unions Do Not Use Chexsystems

Are you still looking for those banks or credit unions not using Chexsystems in TX? All of the financial institutions listed here can work with those with a poor history of credit or other suspicion of fraud. These non ChexSystems banks and credit unions in Texas offer 2nd chance banking in Texas without considering the Chexsystems report.

Of course, it is not guaranteed that the list is 100% OK. But you are highly suggested call and verify the listing before your applying. Note that, some of these financial institutions may choose to check the consumer credit report.

Lone Star Credit UnionGreenville, Terrell, Dallas TX

North East Texas Credit UnionDiana, Texas

Members Choice of Central Texas Federal Credit UnionWaco, Texas

American Airlines Federal Credit Union: Fort Worth, TX

Select Employees Federal Credit UnionSan Antonio, TX

Kelly Community Federal Credit Union:Tyler, TX

Aafes Federal Credit UnionDallas, Texas

The People’s Federal Credit Union: Amarillo, Canyon, TX

United San Antonio Community Federal Credit UnionSan Antonio, Braun, Boerne, TX

Smart Financial Credit Union: Brazoria, Montgomery, Chambers, Harris, Jefferson, Galveston, Orange or Fort Bend, TX.

Unity One Credit Union: North Richland Hills and Fort Worth, Texas.

Texas Bay Area Credit Union: Fuqua, North Shore and Pasadena, TX.

Abilene Telco Federal Credit Union: Abilene, Texas

Energy One Federal Credit UnionDallas, Texas

Baptist Credit UnionSan Antonio, Texas

Austin Telco Federal Credit Union: Austin, TX

Chocolate Bayou Community Federal Credit UnionAlvin, Pearland, TX

Prestige Credit UnionDallas, Texas

Las Colinas Federal Credit Union:Irving, Addison, Dallas, TX

Neighborhood Credit UnionArlington, TX

Western Federal Credit Union: Lubbock, Texas

Arlington Federal Credit Union: Arlington, Mansfield,TX

Texas People Federal Credit Union: Fort Worth, Texas

Houston Metropolitan Federal Credit UnionHouston, TX

Members Trust of the Southwest Federal Credit UnionHouston, Texas

Members Source Credit UnionHouston, Texas

BBVA Compass Bank: Austin, Garland, Houston, Lubbock, Fort Worth, Lubbock, San Antonio, Allen, Alvin, Angleton, Richardson, Humble, Corpus Christi, Azle, Baytown, Beaumont, Bedford, Hurst, Waco, Bellville, Belton, Bishop, Bellaire, San Antonio, Boerne, Brenham, Broaddus, Brownsville, TX

First Service Credit UnionHouston, Cypress, Bellaire, The Woodlands, TX

United Heritage Credit Union: Austin, Cedar Park, Georgetown, Kyle, Round Rock, Tyler, Texas

Nascoga Federal Credit UnionGainesville, Texas

Cy-Fair Federal Credit Union: Houston, Cypress, TX

Associated Credit Union of Texas Credit Union: Alvin, Deer Park, Houston, Katy, La Marque, League City, Pasadena, Pearland, Santa Fe, Texas City, TX

Memorial Credit Union: Houston, Texas

Tarrant County Credit UnionFort Worth, Arlington, Bedford, Lake Worth, Mansfield, Texas

Tru West Credit Union: Austin, Round Rock, TX

Velocity Credit Union: Austin, Round Rock, TX

Rio BankMcAllen, Texas

Postel Family Credit UnionWichita Falls, Texas

Red River Federal Credit UnionHooks, TX

Other Good Banks and Credit Unions in Texas

1st Convenience Bank

Online Banking: Not Support
Branch Locations: Alice, Allen, Amarillo, Arlington, Azle, Balch Springs, Bay City, Baytown, Bedford, Beeville, Bellmead, Belton, Benbrook, Bernalillo, Bryan, Burleson, Canyon, College Station, Conroe, Copperas Cove, Corpus Christi, Crowley, Dallas, Denton, Desoto, Dumas, Duncanville, El Campo, El Paso, Euless, Farmington, Floresville, Fort Worth, Forney, Frisco, Galveston, Garland, Gatesville, Georgetown, Goodyear, Graham, Granbury, Grand Prairie, Grapevine, Greenville, Harker Heights, Hereford, Highland Village, Hillsboro, Houston, Hudson Oaks, Humble, Huntsville, Hurst, Irving, Kerrville, Killeen, La Porte, La Vernia, Lake Jackson, Laredo, Lancaster, Levelland, Lindale, Longview, Lubbock, Lufkin, Mansfield, Marble Falls, McKinney, Mesa, Mesquite, Midland, Midlothian, Mineral Wells, Missouri City, Nacogdoches, New Boston, New Caney, North Richland Hills, Odessa, Palestine, Pampa, Pasadena, Pearland, Phoenix, Plainview, Plano, Pleasanton, Port Arthur, Port Lavaca, Porter, Portland, Quinlan, Red Oak, Richardson, Roanoke, Rockwall, Roswell, Round Rock, Sachse, Saginaw, San Angelo, San Antonio, Sherman, South Houston, Spring, Stafford, Stephenville, Sulphur Springs, Taylor, Temple, The Colony, Uvalde, Victoria, Waco, Waxahachie, Weatherford, Westworth Village, Wichita Falls, Willis

United Heritage

Online Banking: Support
Branch Locations: Austin, Cedar Park, Georgetown, Kyle, Round Rock, Tyler,

Fort Hood National Bank

Online Banking: Not Support
Branch Locations: Copperas Cove, Ft. Hood,

United Community Bank

Online Banking: Not Support
Branch Locations: Colleyville, Coppell, Highland Village,

Armed Forces Bank

Online Banking: Support
Branch Locations: El Paso, Fort Bliss,

Chase Bank of Texas

Online Banking: Support
Branch Locations: Euless, Houston, Dallas, Katy, Richardson, San Antonio, Flower Mound, Plano, Cypress, Garland, Plano, Dallas, Abilene, Amarillo, Crowley, Plano, Mckinney, Desoto, Deer Park, Humble, Denison, El Paso, Pearland, Arlington, Denison, Amarillo, Odessa, Duncanville, Pasadena, Wichita Falls, Garland, Cypress, Flower Mound, Friendswood, Frisco, Garland, Georgetown, Colleyville, Katy, Arlington, Grapevine,

Compass Bank

Online Banking: Support
Branch Locations: Abilene, Garland, Houston, Lubbock, San Antonio, Austin, Allen, Fort Worth, Alvin, Arlington, Humble, Friendswood, Corpus Christi, Azle, San Antonio, Baytown, Beaumont, Waco, Bellville, Belton, Fort Worth, Big Spring, Bishop, Bellaire, San Antonio, Boerne, Brenham, Broaddus, Lubbock, Brownsville, Bryan, Buna, Beaumont, Dallas, Cedar Park, Spring, Katy, Laredo, Cleburne, Colmesneil, Desoto

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11 Responses to Non Chexsystems Banks in Texas – Location Details

  1. Joe murray says:

    Frost bank is now using chez systems ( feb 6 2013 ) at least in san antonio

  2. Stephanie Smallwood says:

    Chase bank in wichita falls texas requires approval from chex systems. They are not a second chance banking system.

  3. jen says:

    Got rejected at frost and Wells Fargo (their second chance acct) – embarrassing – still looking

  4. Anna says:

    Woodforest Bank, multiple locations around DFW offers second chance checking, $7.95 a month as a service fee, checks available, after one year you can transition into a regular checking account. Very friendly CS and many locations located inside Tom Thumb/Kroger

  5. Carl says:

    Stay away from First Convenience/First National Bank, they will open accounts but they are fee harvesters. Their fees and lack of ATM’s make them a very expensive proposition. They have strange cutoff requirements, even for cash, and they process daily so that you have no chance of depositing cash to cover an item you may have accidentally forgot. STAY AWAY.

  6. Maria Petskovya says:

    I second to stay away from First Conv/First National. Their fees are insane. BBVA Compass charges $13.95 a month for second chance.

  7. Robert C Sauer says:

    Compass Bank in Odessa Texas uses chexsystems

  8. Sad banker :( says:

    Woodforest uses chexsystems, its up to the regional managers discrestion. Also bbva uses chexsystems, they approved me for a second chance and closed it 5 days later due to chexsystems, be careful. 🙁

  9. Lisa says:

    Compass bank charges big fees when you use your card outside the U.S. a 1 week visit ended up costing 160.00 plus in fees, and administrative fees, while outside the United States

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