Non Chexsystems Credit Unions in Texas – Location Details

Texas Tech Federal Credit UnionSo, if you are considering second chance banking, these credit unions in Texas are highly recommended. All of them do not use any chexsystems service for new account verification. And if you find some good credit unions wrongly listed or missed, please let me know. Thanks.

List of Non Chexsystems Credit Unions

Lone Star Credit Union: Greenville, Terrell, Dallas TX

North East Texas Credit UnionDiana, Texas

Members Choice of Central Texas Federal Credit UnionWaco, Texas

American Airlines Federal Credit Union: Fort Worth, TX

Select Employees Federal Credit UnionSan Antonio, TX

Kelly Community Federal Credit Union:Tyler, TX

Aafes Federal Credit UnionDallas, Texas

The People’s Federal Credit Union: Amarillo, Canyon, TX

United San Antonio Community Federal Credit UnionSan Antonio, Braun, Boerne, TX

Smart Financial Credit Union: Brazoria, Montgomery, Chambers, Harris, Jefferson, Galveston, Orange or Fort Bend, TX.

Unity One Credit Union: North Richland Hills and Fort Worth, Texas.

Texas Bay Area Credit Union: Fuqua, North Shore and Pasadena, TX.

Abilene Telco Federal Credit Union: Abilene, Texas

Energy One Federal Credit UnionDallas, Texas

Baptist Credit UnionSan Antonio, Texas

Austin Telco Federal Credit Union: Austin, TX

Chocolate Bayou Community Federal Credit UnionAlvin, Pearland, TX

Prestige Credit UnionDallas, Texas

Las Colinas Federal Credit Union:Irving, Addison, Dallas, TX

Neighborhood Credit UnionArlington, TX

Western Federal Credit Union: Lubbock, Texas

Arlington Federal Credit Union: Arlington, Mansfield,TX

Texas People Federal Credit Union: Fort Worth, Texas

Houston Metropolitan Federal Credit UnionHouston, TX

Members Trust of the Southwest Federal Credit UnionHouston, Texas

Members Source Credit UnionHouston, Texas

BBVA Compass Bank: Austin, Garland, Houston, Lubbock, Fort Worth, Lubbock, San Antonio, Allen, Alvin, Angleton, Richardson, Humble, Corpus Christi, Azle, Baytown, Beaumont, Bedford, Hurst, Waco, Bellville, Belton, Bishop, Bellaire, San Antonio, Boerne, Brenham, Broaddus, Brownsville, TX

First Service Credit UnionHouston, Cypress, Bellaire, The Woodlands, TX

United Heritage Credit Union: Austin, Cedar Park, Georgetown, Kyle, Round Rock, Tyler, Texas

Nascoga Federal Credit UnionGainesville, Texas

Landmark BankGunter, Sherman, TX

Cy-Fair Federal Credit Union: Houston, Cypress, TX

Associated Credit Union of Texas Credit Union: Alvin, Deer Park, Houston, Katy, La Marque, League City, Pasadena, Pearland, Santa Fe, Texas City, TX

Memorial Credit Union: Houston, Texas

Tarrant County Credit UnionFort Worth, Arlington, Bedford, Lake Worth, Mansfield, Texas

Tru West Credit Union: Austin, Round Rock, TX

Velocity Credit Union: Austin, Round Rock, TX

Rio BankMcAllen, Texas

Postel Family Credit UnionWichita Falls, Texas

Red River Federal Credit UnionHooks, TX

List of Other Good Credit Unions in TX

Note that the following credit unions may use chexsystems.

Resource One Credit Union

Online Banking: Support
Branch Locations: Dallas, Carrollton, Cedar Hill, Garland, Houston, Irving, Mesquite, Dallas,

Smart Financial Credit Union

Online Banking: Support
Branch Locations: Houston, Spring, Kingwood, Conroe, Sugar Land, Nassau Bay

Texas Community Catholic Credit Union

Online Banking: Support
Branch Locations: Dallas, Fort Worth

Texas Dow Employees Credit Union

Online Banking: Support
Branch Locations: Angleton, Baytown, Bay City, Brazoria, Cuero, Edna, Freeport, Hallettsville, Houston, Lake Jackson, La Porte, Pearland, Port Lavaca, Seadrift, Texas City, Victoria, Victoria Mall, Victoria Rio Grande, Victoria, Yoakum

Austin Telco Federal Credit Union

Online Banking: Support
Branch Locations: Austin, Bastrop, Buda, Cedar Park, Georgetown, Round Rock, Cedar Park, Lakeway, Leander, Lockhart, Round Rock, San Marcos, Pflugerville, Taylor, Round Rock

8 Responses to Non Chexsystems Credit Unions in Texas – Location Details

  1. Gene says:

    Arlington federal credit union (which is now allied federal credit union) does use chexsystems however if you are listed and dont have fraud listed then you can get a second chance account
    neighborhood credit union does use chexsystems and allow one nsf on record…no fraud reports or account abuse at all

  2. Steph says:

    Smart Financial Credit Union also uses chexsystems to verify their new accounts.

  3. Steezy says:

    Kelly Community definitely uses Chexsystems. Right on the bulletin board when you walk in.

  4. Carrie says:

    Just wanted to update you on the fact that Capitol One uses chexsystems, so does Landmark Bank, Compass Bank and several others this page needs to be updated.

  5. ervin says:

    Just an updated tdecu uses chexsytem and will not open any account if your listed with chexsytem

  6. liz says:

    texell credit union is a non chex system just got approved

  7. CM says:

    Prestige Credit Union doesn’t use Chexsystems opened an account on Monday no issues. Thought I would have to get a second chance but that wasn’t the case.

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