So, if you are considering second chance banking, these credit unions in Texas are highly recommended. All of them do not use any chexsystems service for new account verification. And if you find some good credit unions wrongly listed or missed, please let me know. Thanks.
List of Non Chexsystems Credit Unions
Lone Star Credit Union: Greenville, Terrell, Dallas TX
North East Texas Credit Union: Diana, Texas
Members Choice of Central Texas Federal Credit Union: Waco, Texas
American Airlines Federal Credit Union: Fort Worth, TX
Select Employees Federal Credit Union: San Antonio, TX
Kelly Community Federal Credit Union:Tyler, TX
Aafes Federal Credit Union: Dallas, Texas
The People’s Federal Credit Union: Amarillo, Canyon, TX
United San Antonio Community Federal Credit Union: San Antonio, Braun, Boerne, TX
Smart Financial Credit Union: Brazoria, Montgomery, Chambers, Harris, Jefferson, Galveston, Orange or Fort Bend, TX.
Unity One Credit Union: North Richland Hills and Fort Worth, Texas.
Texas Bay Area Credit Union: Fuqua, North Shore and Pasadena, TX.
Abilene Telco Federal Credit Union: Abilene, Texas
Energy One Federal Credit Union: Dallas, Texas
Baptist Credit Union: San Antonio, Texas
Austin Telco Federal Credit Union: Austin, TX
Chocolate Bayou Community Federal Credit Union: Alvin, Pearland, TX
Prestige Credit Union: Dallas, Texas
Las Colinas Federal Credit Union:Irving, Addison, Dallas, TX
Neighborhood Credit Union: Arlington, TX
Western Federal Credit Union: Lubbock, Texas
Arlington Federal Credit Union: Arlington, Mansfield,TX
Texas People Federal Credit Union: Fort Worth, Texas
Houston Metropolitan Federal Credit Union: Houston, TX
Members Trust of the Southwest Federal Credit Union: Houston, Texas
Members Source Credit Union: Houston, Texas
BBVA Compass Bank: Austin, Garland, Houston, Lubbock, Fort Worth, Lubbock, San Antonio, Allen, Alvin, Angleton, Richardson, Humble, Corpus Christi, Azle, Baytown, Beaumont, Bedford, Hurst, Waco, Bellville, Belton, Bishop, Bellaire, San Antonio, Boerne, Brenham, Broaddus, Brownsville, TX
First Service Credit Union: Houston, Cypress, Bellaire, The Woodlands, TX
United Heritage Credit Union: Austin, Cedar Park, Georgetown, Kyle, Round Rock, Tyler, Texas
Nascoga Federal Credit Union: Gainesville, Texas
Landmark Bank: Gunter, Sherman, TX
Cy-Fair Federal Credit Union: Houston, Cypress, TX
Associated Credit Union of Texas Credit Union: Alvin, Deer Park, Houston, Katy, La Marque, League City, Pasadena, Pearland, Santa Fe, Texas City, TX
Memorial Credit Union: Houston, Texas
Tarrant County Credit Union: Fort Worth, Arlington, Bedford, Lake Worth, Mansfield, Texas
Tru West Credit Union: Austin, Round Rock, TX
Velocity Credit Union: Austin, Round Rock, TX
Rio Bank: McAllen, Texas
Postel Family Credit Union: Wichita Falls, Texas
Red River Federal Credit Union: Hooks, TX
List of Other Good Credit Unions in TX
Note that the following credit unions may use chexsystems.
Resource One Credit Union
Online Banking: Support
Branch Locations: Dallas, Carrollton, Cedar Hill, Garland, Houston, Irving, Mesquite, Dallas,
Smart Financial Credit Union
Online Banking: Support
Branch Locations: Houston, Spring, Kingwood, Conroe, Sugar Land, Nassau Bay
Texas Community Catholic Credit Union
Online Banking: Support
Branch Locations: Dallas, Fort Worth
Texas Dow Employees Credit Union
Online Banking: Support
Branch Locations: Angleton, Baytown, Bay City, Brazoria, Cuero, Edna, Freeport, Hallettsville, Houston, Lake Jackson, La Porte, Pearland, Port Lavaca, Seadrift, Texas City, Victoria, Victoria Mall, Victoria Rio Grande, Victoria, Yoakum
Austin Telco Federal Credit Union
Online Banking: Support
Branch Locations: Austin, Bastrop, Buda, Cedar Park, Georgetown, Round Rock, Cedar Park, Lakeway, Leander, Lockhart, Round Rock, San Marcos, Pflugerville, Taylor, Round Rock
Arlington federal credit union (which is now allied federal credit union) does use chexsystems however if you are listed and dont have fraud listed then you can get a second chance account
neighborhood credit union does use chexsystems and allow one nsf on record…no fraud reports or account abuse at all
Smart Financial Credit Union also uses chexsystems to verify their new accounts.
Kelly Community definitely uses Chexsystems. Right on the bulletin board when you walk in.
Just wanted to update you on the fact that Capitol One uses chexsystems, so does Landmark Bank, Compass Bank and several others this page needs to be updated.
Just an updated tdecu uses chexsytem and will not open any account if your listed with chexsytem
I’m sorry for it. And thank you for your comment. I’ll update the post later.
texell credit union is a non chex system just got approved
Prestige Credit Union doesn’t use Chexsystems opened an account on Monday no issues. Thought I would have to get a second chance but that wasn’t the case.