It is reported that M&F Bank offer opportunity checking for those who may have been denied to open new checking accounts at other banks. The second chance checking is also for those who have been marked by Chexsystems due to previous banking problems.
If the checking holders maintain the account in good standing with no more two Non-sufficient Funds in 12 months, the Opportunity Checking accounts will be automatically converted to a Free Checking of M&F Bank.
- An FDIC insured checking account
- $100 opening deposit
- $9 monthly maintenance fee
- No minimum balance
- Free Online Banking
If you failed to apply for the checking account, and here are more second chance credit unions and banks serving in the state of AL too.
Note: I can’t find the link now unfortunately. So you are suggested to visit one the bank’s branches to learn more about it.