AR 2nd Chance Banking – Focus Bank

FOCUS BankFocus Bank’s Fresh Start Checking comes for the people who are unable to get new checking account at any other financial institutions and need a fresh start to re-establish the financial world with low cost. As you know, everyone may make mistakes with previous banking. So, the second chance checking is so important.


  • No minimum balance
  • $7.95 monthly fee or $5.95 with eStatements enrolled
  • $50 opening deposit
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Free debit card
  • Free direct deposit
  • Automatic drafts

If you plan to apply for the Fresh Start Checking, you’ll be required to pay off all balances owed to FOCUS Bank before your account will be approved. Note that if there are negative balances for 60 days, your checking account will be closed. If you failed to apply for the checking account, and here are more second chance credit unions and banks┬áserving in the state of AR too.


Tel: 800-464-3150
Addr: 406 Southwest Drive, Jonesboro, AR 72401

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