KY 2nd Chance Banking – First United Bank of Hopkins County

First United Bank of Hopkins CountyFirst United Bank of Hopkins County’s Opportunity checking is well designed to help the individuals who may have some financial setbacks in the past and need a second chance to rebuild the finance. And if you have a negative history with Chexsystems, the bank will also accommodate you.


  • No minimum balance requirement
  • $10 new account set-up fee
  • $14 monthly maintenance fee
  • Free online banking with bill pay
  • Free online statements
  • ID protection
  • No overdraft protection
  • Direct deposit available
  • $50 opening deposit
  • Non interest-bearing

If you maintain the checking account without instances of overdrafts in a year, you’ll be eligible to request the account be upgraded to a traditional checking account of First United Bank of Hopkins County. If you fail to get this account approved, here are some other second chance banks and credit unions in KY.


Tel: 270-821-5555
Addr: 162 North Main Street, Madisonville, KY 4243

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