CA 2nd Chance Checking – Heritage Community Credit Union

Heritage Community Credit UnionHeritage Community Credit Union offers 2nd Chance Checking accounts to help those members who may have been failed to qualify for any other checking account due to their poor ChexSystems records. It means that the credit union will approve your application without using Chexsystems!

Features include:

  • $25 minimum opening balance
  • No direct deposit requirement
  • No minimum balance requirement
  • Low monthly maintenance fee
  • Overdraft Protection from Savings
  • Free 24-hour Priority Line-Telephone Account Access
  • FREE online services

If you failed to get approved the special checking account, and here are some other 2nd chance credit unions and banks in CA too.


Tel: 800-233-6328
Addr: 707 E. Bidwell St., Folsom, CA 95630

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