Kern Federal Credit Union’s Fresh Start Checking comes as a second chance checking option for the members who have some NSF activities with history reported to Chex Systems. Of course, the checking account is a limited account which may help you re-establish a positive checking account management history.
- $25 initial deposit
- MasterCard debit card
- No minimum balance
- $20 monthly maintenance charge
- No overdraft services
After the 12 month transition period, the checking will be upgraded to a Free Checking. And if you have outstanding balances on previous checking accounts of other banks, you’ll be required to pay off them before you apply for the account. If you failed to get approved the special checking account, and here are some other 2nd chance credit unions and banks in CA too.