IN Second Chance Bank – Centra Credit Union

Centra Credit UnionCentra Credit Union designed Opportunity Account to help those members with poor Chexsystems records to rebuild their financial record. The Opportunity Checking Account is well designed with all of the basic features of those Free Checking Account. But there are some limitations on debit card use. It is a good solution for them to get the financial record back on track.


  • Online BillPayer
  • eStatements
  • $30 opening deposit
  • Debit Card
  • Bank-by-phone with CentraPhone
  • Overdraft protection
  • free monthly financial management tips
  • Unlimited check writing
  • Online banking with CentraLink
  • low monthly fee of $5 per month
  • No minimum balance

If you fail to get this account approved, here are some other second chance banks and credit unions in IN.


Tel: 812-376-9771
Addr: 1430 National Road, Columbus, IN 47202

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