MO and IL Second Chance Credit Union – Vantage Credit Union

Vantage Credit UnionVantage Credit Union’s Fresh Start Checking brings the members with a second chance at a new checking account if them have had a difficult time and ran into some problems with the personal finances in the past. In general, if you age over 25 and have been a member of VCU, you’ll be eligible to qualify the checking account regardless your previous credit or account issues.

List of features:

  • Free MyVantage online banking
  • No MyE-Deposits remote deposit service
  • Visa check card
  • No minimum balance
  • No ATM deposits
  • $12monthly service charge
  • Unlimited check clearings
  • Overdraft protection
  • No Courtesy Pay overdraft service
  • Free MyE-Rewards merchant rewards
  • Free Bill Pay

The Fresh Start checking holders will be eligible to request a move into Basic Checking of VCU after a year’s active use and management with no more six NSF overdrafts. If you fail to apply for the checking account unfortunately, here are some other 2nd chance banks and credit unions in IL.


Tel: 800-522-6009
4020 Fee Fee Road, Bridgeton, MO 63044
13 Collinsville Ave., East St. Louis, IL 62201

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