NJ Second Chance Checking Accounts – New Jersey Credit Union

New Jersey Credit UnionNew Jersey Credit Union’s Fresh Start Checking is well designed to help the members who may have been turned down for new checking accounts at other banks. The Fresh Start Checking will allow the holders to manage personal finances in a fast, low-cost and smart way. And if you apply for the checking, you’ll be required to complete the inbalance Checking Account Management Education Program of NJCU.


  • $25 minimum opening deposit
  • $15 monthly service fee
  • Direct Deposit and Payroll Deduction requirement
  • Unlimited check writing
  • MasterCard check
  • Online access
  • Online bill payment
  • e-pay service
  • Phone transactions
  • Night depository service
  • Overdraft option

If you manage the account without Non-Sufficient Funds incidents in 12 months, the account can be upgraded to a free checking account of NJCU too. If you fail to get this account approved, here are some other second chance banks and credit unions in NJ.


Detail: https://www.jerseyshorefcu.org/checking-s-savings/fresh-start-checking.aspx
Tel: 888-322-2848
Addr: 1434 New Road, Northfield, NJ 08225

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