Alternatives Federal Credit Union’s Fresh Start Account is designed for the members who are unable to qualify for the regular account at other banks or credit union because of difficulties maintaining a positive checking account balance in the past. There may be some unforeseen circumstances which may cause such financial hardship. And the credit union will help you rebuild the personal finance.
Note that if you manage the account with overdraws in six months, the account will be closed immediately. And After three months of maintaining a problem-free checking account, the checking holder will be eligible to apply for the Debit Card. If you fail to get this account approved, here are some other second chance banks and credit unions in NY.
Addr: 125 North Fulton St., Ithaca, NY 14850