TN 2nd Chance Banking – Appalachian Community Federal Credit Union

Appalachian Community Federal Credit UnionAppalachian Community Federal Credit Union will help those members who have poor Chexsystems records to restart at their personal finance. And the Fresh Start Checking will help rebuild a positive history of checking account management. Even the members have a negative history with ChexSystems, the credit union will also help.


  • $10 month service fee
  • Free financial check-up
  • Free monthly e-Statements
  • No check writing penalties
  • No minimum balance
  • Free instant issue VISA Check Card
  • Free myACFCU online services with Bill Pay

If the account is not approved, here are some other 2nd chance banks and credit unions for you in TN.


Tel: 800-378-3778
Addr: 5034 Bobby Hicks Highway, Suite 2, Gray, TN 37615

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