TN 2nd Chance Checking – U. T. Federal Credit Union

U. T. Federal Credit UnionU. T. Federal Credit Union designed New U Checking account for those members who have been reported to Chexsystems due to unexpected financial events. As you know, once you have been marked by Chexsystems, you may be denied to open any checking accounts at most of financial institutions. Fortunately, UTFCU will accommodate you.


  • No minimum balance requirement
  • Home Banking service
  • Free Online Bill Pay
  • Secured Lending Options
  • Direct Deposit
  • Payroll Deduction
  • Financial Education

If the account is not approved, here are some other 2nd chance banks and credit unions for you in TN.


Tel: 800-919-2872
Addr: 2100 White Avenue, Knoxville, TN 37916

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TN 2nd Chance Banking - Appalachian Community Federal Credit Union
TN Second Chance Bank - First National Bank
MS Second Chance Checking Accounts - Hope Community Credit Union

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