How to Apply for Student Loans of XCEL FCU in NJ

XCEL Federal Credit UnionIf you are looking for the method of applying for XCEL FCU’s private student loans, here are detailed information for you.

  • Step 1: Apply for the FAFSA at first.
  • Step 2: Find and exhaust the scholarships you can obtain.
  • Step 3: Become a member of XCEL FCU and apply for its cuScholar Private Loan for students. It is a ten-year term loan. And you are suggested to visit one of XCEL FCU’s branches or call 888-549-9050 for more details.


Established in 1964, Xcel Federal Credit Union is a full-service, non-profit financial cooperative with more than 13,500 members and over $92 million in assets.

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